Heath's Blog

head_left_image

How To: Flood Zone Maps - Easy Version

In Falmouth, MA where there is more waterfront than any other town in the US, we have the understanding that anything within 2 miles of a coast is probably going to need some flood insurance. One of the ways to find out about a specific property is to contact your insurance provider. And usually, using a local insurance professional is as useful as using a local real estate professional - they are most informed, and have the most accurate info.

Here is the link: http://msc.fema.gov/webapp/wcs/stores/servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1

Enter the address (Street and Zip code are easiest)
Next you look at the results.
The "+" sign is for the LOMAs that are for this section of the flood maps.
A LOMA is a written exception to the map. Some properties are mis-zoned and this is the remedy - it has lots of steps and takes months.
The "globe" is for the actual map
Not all streets are labeled on every map - don't ask its the govt.
The zoom keys are self explanatory.
The "Make A Firmette" is your next useful tool.
After you know where your property is located on this specific map, click the Make a Firmette button
You will see a shaded box appear in the upper left corner of the map.
Grab the box with your mouse and position it (drag it) over your desired location.
Next click the Scale and North Arrow Button.
Title Block is not necessary.
Next decide if you want a PDF or a JPG. (you can always make the other one later)
Then click the PDF or JPG button and Viola - a FEMA map for your desired location.

Then you can read the map and make a determination for yourself as to what zone etc. This map is also useful for your insurance professional. Now that you have a copy of it, you can send it to them for review. If any of the LOMA letters address your specific property, copy and send them, too. Disregard any others.

I hope that helps. Of course if it is too complicated, I suggest you find a great local real estate professional and get their help.

Happy house hunting.

 

Heath Coker, Associate Broker
Robert Paul Properties
www.CapeGroup.com / capegroup@capegroup.com
508-274-5613  Licensed in MA
Its a beautiful day on Cape Cod!
@CapeGroup  Skype: heath.coker

REindex.com, The Site Engine®
508-274-5613  reindex@reindex.com
See our 2 Minute YouTube www.REindex.com/WhatIsREindex.html
@RealEstateIndex

James Heath Coker | Create Your Badge

How To: Flood Zone Maps - Easy Version
share
In Falmouth, MA where there is more waterfront than any other town in the US, we have the understanding that anything within 2 miles of a coast is probably going to need some flood insurance. One of the ways to find out about a specific property is… more
Want To Eat Lobster?
share
This week we had a great seafood dinner. The kids were all away, we were in the mood for some good seafood, and we live on the ocean. It all added up to a nice evening with great eats. While I was picking up the victuals for our romantic feast… more
If You Are Selling And Then Buying - Read This
share
If you are Selling, NOW is the time. Many sellers are thinking that they should get "their price" before they agree to sell. But money is made in real estate when you buy AND BUYERS KNOW THIS. Sellers do to, but they seem to forget it when… more
Bass River Waterfront With DeepWater Dock
share
Bass River Waterfront With Deepwater Dock .. more
Mountain Top Home For Rent in Manitou Springs
share
You can rent this home in Manitou Springs, CO! This place looks like a great place to get away from hustle and write a book or something. Views, Views, and Views. And the house ins't too bad either. The owners are… more
Ready. gov Helps You Plan For A Disaster
share
With all the events that have been happening, you might want to visit the site Ready. gov. This is appears to be a FEMA site that is intended to help people prepare for disasters. I'm not sure how you can really prepare for a major disaster, but… more
Mortgage Interest Rate Deduction Is Going To Disappear!
share
If you don't act to save it! The MID or Mortgage Interest Rate Deduction is in danger of being voted into history. The economic recovery depends in large measure on recovery in the housing market. To preserve the MID, urge your reps in Washington… more